No purchase but still downloading

Hi people. One month ago I placed a pre-order for red dead redemption 2. Unfortunately I had to spend all the money from my bank account and few days before the release I got an e-mail which said that the order was canceled due to insufficient funds. Now I was going through my Xbox games and saw that rdr2 appeared in the "ready to install" section so I put it for download. It is 30% and the size is 87.87 GB. I'm kind of sure it won't work but obviously I hope it will. Is there any chance it will start properly after the download is finished?

Wait as in a digital copy? Didn't it charge for the pre order right then and there?